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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What is considered to be one of the soundest long-term investments?
A	Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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The Reiter Group, REALTORŽ, real estate agents and broker for Spokane, Spokane Valley and West Spokane Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

XRE Spokane
Extreme Real Estate & Property Management
1614 W Riverside Ave Ste. 101
Spokane, WA 99201
Office: 509-789-8989
Fax: 509-624-2847
LeeAnn: lareiter@NUMBER1EXPERT.com
Miriam: Miriam@reExtreme.com
LeeAnn Reiter and XRE Spokane-Extreme Real Estate offer an exceptional back ground in Real Estate. We are Multi Million dollar producers who practice what we preach. We believe a high level of knowledge and putting YOUR needs first are key in Real Estate today. It is the objective of me and my team to have superior service and sound solutions to your complex needs. We will market your home utilizing the latest technology and a superb follow-up system. We pride ourselves on maintaining constant communication with our clients, other realtors, and potential buyers. My team and I update our clients consistently with all the activity of their home. I will assist you in obtaining the highest amount of money in the least amount of time with the least amount of hassel. The Reiter Groups well-diversified real estate knowledge will assist you with finding your next dream home or investment property. Our expert experience and proven track record will put you and your family in the community and home and/or with the builder that is right for you. New Construction,"Build your next dream home" Estate Living, investment property, "building a real estate portfolio", houses, duplexes/4-plexes, apartments, Foreclosures & 1031 tax exchanges. XRE Spokane cares about your real estate future. Experience XRE Spokane's turn-key approach to the home selling and buying process!

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